George Koumoutsos is insurance and securities licensed in his resident state of Ohio, as well as AL, CO, DC, FL, ID, IL, KY, MA, MD, MT, NY, OK, PA, SC, TN and TX. Teresa Graner is insurance and investment licensed in her home state of KY, as well as FL, IN, NC, NJ, OH and VA. For additional licensing information please contact us via e-mail: Teresa Graner: tgraner@htk.com George Koumoutsos: gkoumoutsos@htk.com. Not an offer or solicitation in any state not properly licensed and/or registered.

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